For Employees
Your money, your control.
Receive your salary securely and access your money anytime through a simple digital wallet.
Receive your salary in a secure digital wallet
Access your money anytime
Send to up to 5 people for the cost of 1 transfer
Use your myZoi card for payments
Access your earned salary early
Top up your mobile quickly
Transparent Pricing
Fully transparent pricing and no hidden fees.
Send money home safely, with fair prices. We offer real-time transfers and favorable fees and charges simply check the fees and currency conversion rates to your country, in real time through our app.
Real-time transfers
Send money home and it arrives in minutes, not days.
26 countries
Transfer to family and friends across the globe with competitive rates.
No hidden fees
Check fees and live exchange rates in the app before you send.
Key Features
Everything you can do with the myZoi app
One app. All your financial needs taken care of.
Get paid securely
Your salary is paid directly into your myZoi digital wallet so you can access it anytime.
- Check your balance instantly
- Withdraw cash from ATMs
- Use your myZoi card for payments
Our Community
Hear from workers using myZoi
Real stories from real workers across the UAE.
Dubai → India
Rajesh, Construction Worker
“I send money to my family in one tap. It arrives in minutes.”
Abu Dhabi → Philippines
Maria, Hospitality Staff
“My mum gets the money the same day. She doesn't have to wait.”
Sharjah → Bangladesh
Ahmed, Logistics Driver
“I send to my wife and my parents together. Only pay for one transfer.”
Dubai → Sri Lanka
Priya, Healthcare Worker
“The app is simple. Even my father knows how to receive the money.”
One-to-Many
Send money to up to 5 family members with one transfer pay the fee of just one, no matter how many you support.
Fair Transfer Fees
Keep more of your salary. We aim to bring you fair transfer fees so you can save more for yourself and your family.
myZoi Cards
Our myZoi cards allow you to get cash or use it for any purchases in your favorite stores no bank account required.
Security & Trust
A secure and trusted platform.
myZoi is designed to keep your money safe. Your salary is protected from the moment it leaves your employer to the moment you use it.
Backed by
Licensed by
Backed by Standard Chartered Bank
One of the world's most trusted financial institutions stands behind myZoi.
Licensed by the Central Bank of UAE
We meet the highest regulatory standards set by the Central Bank of the UAE.
Secure digital wallet technology
Bank-grade encryption protects your salary and personal data at every step.
How it works
Getting started is simple.
Four easy steps to take control of your money.
Your employer registers you with myZoi
Your company sets up your account no paperwork needed on your side.
You activate your account in the app
Download the app, verify your identity, and you're ready in minutes.
Your salary is paid into your myZoi wallet
On payday, your salary lands directly and securely in your digital wallet.
Access your money and send home to 30+ countries
Spend, withdraw, save, or send money home wherever life takes you.
MoneyTips
Your guide to smarter money habits.
Learn and grow
MoneyTips helps you learn simple ways to save, budget and protect your money.
Plan ahead
Set aside savings in your wallet and watch your balance grow. You can also top up mobile credit or pay bills through the app.
How to send money home
Setting savings goals
Understanding your fees
Budgeting on a fixed income
Get started
Download the myZoi app today.
Your employer has already taken care of the rest just download and activate.
FAQs
Questions you might have
Everything you need to know about getting started with myZoi.