Full value proposition

Solutions

One platform for employers, employees, and partners payroll, earned wage access, remittance, and financial inclusion at scale.

For Employers

Payroll that just works.

The automated payroll engine that replaces administrative nightmares with one-click, 100% WPS-compliant disbursement.

01

Upload Payroll

Import via Excel or API. Multi-entity, multi-currency supported.

< 2 min to upload
02

Auto-Process

Engine validates, calculates deductions and disbursements automatically.

99.9% accuracy
03

WPS Filed

SIF file auto-generated and submitted to MOL. Zero manual effort.

100% compliant
04

Salaries Paid

Funds hit employee wallets instantly. Payslips auto-sent.

Instant transfer

What's included

Bulk payroll uploads via Excel/API

Auto-generated SIF files for MOL

Earned Wage Access for employees

Real-time compliance dashboard

Multi-currency & multi-entity support

Branded financial wellness portal

β€œWe cut payroll processing time from 2 days to 20 minutes. WPS compliance is fully automated.”

Ahmed Al Rashid, CFO, Al Futtaim Group

For Employees

Every dirham, working harder.

The digital wallet and financial tools that put salary, remittance, and peace of mind in your pocket.

Card & Wallet

SPEND ANYWHERE, NO BANK NEEDED

The moment salary lands, employees can spend using their free Visa prepaid card online, in-store, or contactless. Zero bank account required.

Send Money Home

ONE SALARY SPLIT TO MANY FAMILIES

Transfer money to 170+ countries. Split one transfer to multiple recipients mother in India, wife in Philippines all in a single tap.

Save & Grow

AUTO-SAVE GOALS FROM DAY ONE

Create savings goals like 'Trip Home' or 'New Phone'. The app auto-deducts on payday so they never have to think about it.

Micro-Loans

INSTANT APPROVAL, NO PAPERWORK

Access micro-loans linked to your salary approved instantly, no paperwork, transparent terms.

9:41
myzoi

My Wallet

AED 4.2k

Balance

12

Sent

3

Goals

Spend anywhere with your Visa prepaid card.

Card & Wallet

β€œI send money to my family in India and Philippines in one tap. My mother gets it in minutes.”
R

Rajesh Kumar

Construction Worker, Dubai

For Partners

Build on top of myZoi.

Fintech, HR platform, staffing agency – plug into our infrastructure and deliver financial services to your users. Earn as they transact.

80+

Active Partners

< 7 days

Avg. Integration Time

30%

Avg. Revenue Share

99.99%

API Uptime SLA

WHAT YOU GET

Onboarding in Minutes

Employees onboarded with just a passport – no paperwork, no delays

Dedicated Relationship Manager

Personalized support ensuring smooth onboarding and continuous service

ESG Alignment

Help your company achieve meaningful, measurable inclusion goals

Human-Centered Design

Built to simplify financial access for every underbanked employee

Seamless Integration

Works with your existing payroll and HR processes without disruption

Financial Inclusion

Give unbanked workers instant access to wallets, cards, and money tools

WHAT PARTNERS SAY

β€œWhite-label setup was seamless. Our clients think it is our own product.”
P

Priya Nair

Product Lead, Payroll SaaS

Ready to earn on every transaction?

Join 80+ partners already growing with myZoi.

BY INDUSTRIES

Built for the frontline workforce.

Every industry has unique workforce challenges. myZoi fits them allβ€”tailored payroll, compliance, and wellness tools.

myZoi Admin Portal
Workforce Overview

WORKFORCE BY INDUSTRY

Construction
Logistics
Hospitality
Retail

WPS Compliance

All sectors 100% compliant

All clear
β€œOur construction sites have 800+ workers. myZoi handles all of them - WPS, transfers, the works.”
K

Khalid Al Mansoori

HR Director, Al Habtoor Group

SECTORS WE SERVE

Logistics
Transport
Hospitality
Construction
Retail
Healthcare
Manufacturing
Security

Start Today

Stronger workforce, happier teams.

Join 500+ employers, 2M+ employees, and 80+ partners already on myZoi.

  • Licensed by Central Bank UAE
  • WPS Compliant
  • Bank-grade Security