Empower Beyond Payroll

If it's not everyone,
it is not inclusion

A secure, compliant, and fully digital solution that empowers employees to access, manage, and move their money with confidence.

Licensed by

Central Bank UAE

Backed by

Standard Chartered

Incubated by

SC Ventures
0+

Employees onboarded

0+

Corporate partners

0

Countries

AED 0B+

Transactions processed

Trusted by leading corporates across the UAE

Innovation Group
Galadari Group
Apparel Group
Al Shirawi
GEMS Education
Adeka
AWR Ostamani
Sobha

How it works

Simple for employers. Transformative for employees.

01

Onboard in minutes

Employees are onboarded digitally using just their passport - no bank account required. Average onboarding time: under 5 minutes.

02

Seamless payroll

Salaries are processed through your existing payroll system, WPS compliant, without disruption.

03

Instant Access

Employees receive their salary directly into a myZoi wallet and Visa card - immediately.

04

Everyday money made easy

A multilingual app helps employees send money home, budget, save and spend securely.

05

Onground Support

A dedicated relationship manager supports your team and employees throughout - from setup to ongoing adoption.

myZoi app onboarding in minutes

Average onboarding

< 5 min

Built for enterprise

Why companies choose myZoi?

Everything your HR and finance teams need to deploy financial wellness at scale.

Human-Centered Design

Built for migrant workers multilingual, low-data, and intuitive for first-time smartphone users.

Dedicated Relationship Manager

A named contact who handles onboarding, queries, and adoption not a helpdesk ticket.

ESG Alignment

Demonstrate your commitment to workforce welfare with measurable financial inclusion outcomes.

Seamless Integration

Works with your existing payroll system via API no rip-and-replace, no disruption.

Bank Grade Security

Licensed by the UAE Central Bank. PCI-DSS compliant. Your employees' money is protected.

24/7 Support

Round-the-clock help in multiple languages because salary questions don't keep business hours.

Financial inclusion

If it's not everyone, it is not Inclusion

Financial inclusion means giving every worker regardless of income, nationality, or banking history access to the tools they need to manage and grow their money.

In the UAE alone, millions of South Asian and other migrant workers remain underbanked. myZoi changes that: no prior bank account needed, no minimum balance, no barriers.

26

Countries supported for remittances

9

Languages in the app

Recognition

ALM Law.com Awards 2025

ALM Law.com Awards 2025

Industry recognition

MEA Finance Awards 2024

MEA Finance Awards 2024

Industry recognition

The myZoi app

Stronger Workforce, Happier Teams.

Get Salary

Salary arrives directly to your myZoi wallet the moment payroll is run no waiting, no queues.

Check Balance

See your balance, recent transactions, and spending history in seconds, anytime.

Send Money

Send to 26 countries at better rates than exchange houses, with live tracking.

Recharge Mobile

Top up any mobile number in the UAE or back home in your language, in seconds.

Save Money

Set savings goals and automate small transfers to a locked pot building a habit, not a burden.

One app for salaries, remittances, savings, and more.

The myZoi app

Everything your employees need, in one app

Everything your employees need,

What our partners say

Corporate Testimonials

Trusted by UAE's leading enterprises to deliver financial inclusion at scale.

NT

Neeraj Teckchandani

CEO Apparel Group

Apparel Group

This partnership with myZoi represents a transformative leap towards creating a more financially inclusive ecosystem. By equipping our team with essential financial skills & tools, we are investing in their future.

RJ

Ravi Jetwani

CEO Innovations Group

Innovations Group

myZoi's app is user-friendly & in native languages which enables our employees to use it easily, allowing us to serve the underbanked effectively. The myZoi solution has also provided financial literacy.

AZ

Alia Zaghloul

Head of People & Culture Galadari Brothers

Galadari Brothers

Partnering with myZoi has been a great decision. Our employees find it simple, affordable, and faster than exchange houses. They value the Visa card, better rates, and the financial literacy support.

Money Tips with myZoi

We don't just move money we help employees make the most of it. Our financial literacy program covers budgeting, savings, consumer rights, and cyber safety, delivered in multiple languages and formats.

When employees feel secure about their finances, they stay longer, perform better, and trust their employers more.

Budgeting basics

Savings habits

Consumer rights

Cyber safety

Smart remittances

Emergency funds

We support English, Arabic, Hindi/Hinglish, Urdu, Bangala, Tamil, Kannada, and Malayalam in the myZoi app

Featured in

Forbes

Entrepreneur

TechCrunch

The National

Get started

Ready to empower your workforce?

Join 200+ companies across the UAE that trust myZoi to deliver payroll, remittances, and financial wellness to their teams.